Referral Service

Referral Service

We have a number of trusted relationships with a range of other professional service providers. As an ASPL client, this means you always have access to the most appropriate professional and business services for your particular needs and circumstances – with complete assurance.

Midlands: Financial Planning for Company Directors

Four Directors of a PLC approached us as the Company Final Salary Scheme was about to go over to the Financial Assistance Scheme (FAS) as there were insufficient monies in the Scheme to maintain benefits.

We therefore compared the options of each of the Directors, with the benefits they could accrue with the Scheme as opposed to transferring those benefits into their own Self Invested Personal Pension Plan (SIPP).

In each case, it was agreed that they would be better off transferring the monies into their own SIPP with the monies therefore invested under the ASPL Wrap, using our Investment Process.

These transfers took place and the Directors now have their own SIPPs from which two of them are drawing an income and the other two do not need to use this capital for income purposes, and are therefore retaining the benefits untouched, as in the event of death they will be outside of their estate for inheritance tax purposes and this is therefore building up as an inheritance tax free arrangement.

This therefore gave each of the Directors control of their pension arrangements and the ability to draw on them as and when their overall financial situation required it.

NB. Whilst the Client names have been changed for Client privacy purposes, these case studies are actual ASPL Client case studies.

Accountancy Services

Whilst we are able to provide basic tax services in-house, for those Clients who require tax advice or tax return completion, we are happy to refer you to one of our Chartered Accountant colleagues.

The Financial Conduct Authority does not regulate Tax advice.

Legal Services

As part of our overall financial planning services, we may touch on areas such as Wills, Lasting Powers of Attorney and Estate Planning and Trusts, and will refer you to professional Solicitor colleagues when appropriate.

The Financial Conduct Authority does not regulate Trusts.

The Financial Conduct Authority does not regulate will writing.

Stockbroking or Discretionary Investment Services

Once portfolios exceed £5 million, we may look to partner the investment planning and/or management with a stockbroking firm subject to our Clients’ requirements.

We are therefore happy to refer you to professional colleagues as and when required.

Business Coaching or “Mentoring” Services

We have experience of Business Consultancy and Business Mentoring services and if you would like more information, please get in touch.

Business Suppliers

From time to time Clients or professional colleagues make enquiries about “who we use” for various services (e.g. paperless office scanning services, Wrap Accounts etc). If you have any such needs, please do not hesitate to get in touch.

Reciprocal Referral Services

If you are a Chartered Accountant or Solicitor and believe that the services we offer can benefit you and/or your Clients, then we welcome such enquiries as we have a number of relationships with such firms which we have earned over the years.  Please ask for Adrian Smith or Ivan Hutchings on 01676 521111.
 

People

Adrian Smith

Adrian is a Chartered Financial Planner and a CERTIFIED FINANCIAL PLANNERTM professional. He established Adrian Smith & Partners Ltd. in June 1999. His qualifications include Chartered Financial Planner, Certified Financial Planner (CFP), Financial Planning Certificate (FPC), Advanced Financial Planning Certificate (AFPC), Securities Institute Foundation Certificate, Dip PFS.

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Ivan Hutchings

Ivan is a CERTIFIED FINANCIAL PLANNERTM professional and joined ASPL in 2003.  His qualifications include: Certified Financial Planner (CFP), Advanced Financial Planning Certificate (AFPC), Financial Planning Certificate (FPC), G60 Pensions.

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Midlands: Accountants - Referring your Clients to us for Investment / Retirement Advice

A firm of Chartered Accountants enhance their client offering by using ASPL on a referral basis to provide Investment and Retirement Planning Advice.

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FCA Statement

Accreditations

Adrian Smith

Chartered Financial Planner
Chartered Wealth Manager
CFP-CM

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